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Cathay Bank is a subsidiary of Cathay General Bancorp (NASDAQ: CATY) and operates as the first commercial bank in Southern California founded by Chinese Americans. The bank serves over 60 branches across nine U.S. states and internationally, providing personal banking, credit cards, mortgages, and business lending services to communities nationwide.
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SBA 7(a) Acquisition Loan Data As Of December 31, 2025
Last 12 Months
Last 3 Years
YoY Growth
low activity
As Of December 31, 2025
Median
$408K
Average
$453K
Industries with highest loan volume
loans
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avg. amount
Loans
Avg. Amount
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loans
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avg. amount
Loans
Avg. Amount
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All rates shown as spread over Prime Rate
This Lender
Market Average
As Of December 31, 2025 - 10-year default rate indicates underwriting quality
10-Year Default Rate
3.6%
medium
Performance Ranking
93th
Lower is better among all lenders
As Of December 31, 2025 - States by loan volume (darker blue = higher volume)