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First Bank is the largest independent full-service community bank headquartered in North Carolina. Founded as Bank of Montgomery in Troy NC, operates 118 branches across three states offering comprehensive personal and business banking services.
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SBA 7(a) Acquisition Loan Data As Of December 31, 2025
Last 12 Months
Last 3 Years
YoY Growth
contracting
As Of December 31, 2025
Median
$923K
Average
$1.2M
Industries with highest loan volume
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All rates shown as spread over Prime Rate
This Lender
Market Average
As Of December 31, 2025 - 10-year default rate indicates underwriting quality
10-Year Default Rate
3.6%
medium
Performance Ranking
94th
Lower is better among all lenders
As Of December 31, 2025 - States by loan volume (darker blue = higher volume)
