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HomeTrust Bank is a community-focused financial institution founded in 1926, headquartered in Asheville, NC, with over 30 branches across North Carolina, South Carolina, Georgia, and Tennessee. As part of HomeTrust Bancshares, Inc., the bank manages $4.6 billion in assets and is committed to providing value-added relationship banking services to individuals, businesses, and communities.
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SBA 7(a) Acquisition Loan Data As Of December 31, 2025
Last 12 Months
Last 3 Years
YoY Growth
low activity
As Of December 31, 2025
Median
$713K
Average
$886K
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All rates shown as spread over Prime Rate
This Lender
Market Average
As Of December 31, 2025 - 10-year default rate indicates underwriting quality
10-Year Default Rate
3.3%
medium
Performance Ranking
93th
Lower is better among all lenders
As Of December 31, 2025 - States by loan volume (darker blue = higher volume)
