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Monterey County Bank is the longest-standing independent bank headquartered in Monterey County, California. The institution is dedicated to supporting the regional economy through tailored small business and commercial banking services, with branches across Monterey, Carmel, Pacific Grove, and Salinas.
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SBA 7(a) Acquisition Loan Data As Of December 31, 2025
Last 12 Months
Last 3 Years
YoY Growth
low activity
As Of December 31, 2025
Median
$270K
Average
$482K
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All rates shown as spread over Prime Rate
This Lender
Market Average
As Of December 31, 2025 - 10-year default rate indicates underwriting quality
10-Year Default Rate
0.0%
low
Performance Ranking
0th
Lower is better among all lenders
As Of December 31, 2025 - States by loan volume (darker blue = higher volume)
