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Penn Community Bank is the largest independent mutual bank in eastern Pennsylvania with over 150 years of history. The institution provides personal, small business, and commercial banking solutions including checking and savings accounts, mortgages, home equity loans, and cash management services. As a mutual bank structure, customers are the primary stakeholders rather than shareholders.
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SBA 7(a) Acquisition Loan Data As Of December 31, 2025
Last 12 Months
Last 3 Years
YoY Growth
low activity
As Of December 31, 2025
Median
$796K
Average
$994K
Industries with highest loan volume
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All rates shown as spread over Prime Rate
This Lender
Market Average
As Of December 31, 2025 - 10-year default rate indicates underwriting quality
10-Year Default Rate
0.0%
low
Performance Ranking
0th
Lower is better among all lenders
As Of December 31, 2025 - States by loan volume (darker blue = higher volume)
