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Ponce Bank is a certified Community Development Financial Institution (CDFI) and Minority Depository Institution (MDI) founded in 1960 by Puerto Rican migrants in the Bronx. The bank operates 13 branches across the New York Metro area and is recognized for channeling over 75% of its lending into low-to-moderate income communities.
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SBA 7(a) Acquisition Loan Data As Of December 31, 2025
Last 12 Months
Last 3 Years
YoY Growth
low activity
As Of December 31, 2025
Median
$1.0M
Average
$1.0M
Industries with highest loan volume
loans
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avg. amount
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Avg. Amount
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loans
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avg. amount
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Avg. Amount
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All rates shown as spread over Prime Rate
This Lender
Market Average
As Of December 31, 2025 - 10-year default rate indicates underwriting quality
10-Year Default Rate
0.0%
low
Performance Ranking
0th
Lower is better among all lenders
As Of December 31, 2025 - States by loan volume (darker blue = higher volume)
