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Southern Bancorp is a community development financial institution headquartered in Arkadelphia, Arkansas, serving over 65,000 customers across 56 branches in underserved Mid-South markets. The organization provides responsible, responsive, and innovative financial products while strengthening communities through financial access, homeownership support, entrepreneurship development, and savings programs.
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SBA 7(a) Acquisition Loan Data As Of December 31, 2025
Last 12 Months
Last 3 Years
YoY Growth
low activity
As Of December 31, 2025
Median
$680K
Average
$806K
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All rates shown as spread over Prime Rate
This Lender
Market Average
As Of December 31, 2025 - 10-year default rate indicates underwriting quality
10-Year Default Rate
0.0%
low
Performance Ranking
0th
Lower is better among all lenders
As Of December 31, 2025 - States by loan volume (darker blue = higher volume)
