Where is United Community Bank located?

United Community Bank is located at 200 East Camperdown Way, Greenville, SC 29601.

How can I contact United Community Bank?

You can contact United Community Bank by phone at +1 (800) 822-2651.

United Community Bank

About

United Community Bank provides comprehensive financial services including personal and business banking, mortgages, wealth management, and insurance. Celebrating 75 years, the largest bank headquartered in South Carolina offers checking, savings, loans, and digital banking solutions.

1950

Founded

Reviews & Ratings

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SBA 7(a) Lending Analytics

SBA 7(a) Acquisition Loan Data As Of June 30, 2025

SBA Acquisition Loan Activity

Last 12 Months

24

Top 5%

Last 3 Years

66

Top 5%

YoY Growth

-4.0%

stable

Loan Size Distribution

As Of June 30, 2025

Median

$435K

Average

$1.2M

Interest Rate Analysis

All rates shown as spread over Prime Rate

Rate Distribution

Median Rate:Prime + 1.75%

Typical Range:Prime + 1.25% - 2.00%

Min / Max:Prime + -0.50% / 3.25%

Market Comparison

This Lender

Prime + 1.75%

Market Average

Prime + 1.25%

50 bps above market

Default Rate & Risk Profile

As Of June 30, 2025 - 10-year default rate indicates underwriting quality

10-Year Default Rate

0.0%

Bottom 10% of Lenders (Highest Default Rate)

Performance Ranking

100th

Lower is better among all lenders

Geographic Loan Distribution

As Of June 30, 2025 - States by loan volume (darker blue = higher volume)

Low

Medium

High

Very High