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University Bank is an FDIC-insured, locally owned and managed community bank headquartered in Ann Arbor, Michigan, primarily serving the cities of Ann Arbor and Ypsilanti. Founded in 1890, the bank offers competitive deposit products, residential and commercial real estate mortgage lending, and business loans to local residents, businesses, and non-profit organizations.
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SBA 7(a) Acquisition Loan Data As Of December 31, 2025
Last 12 Months
Last 3 Years
YoY Growth
low activity
As Of December 31, 2025
Median
$400K
Average
$623K
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All rates shown as spread over Prime Rate
This Lender
Market Average
As Of December 31, 2025 - 10-year default rate indicates underwriting quality
10-Year Default Rate
0.0%
low
Performance Ranking
0th
Lower is better among all lenders
As Of December 31, 2025 - States by loan volume (darker blue = higher volume)
