Where is Upper Peninsula State Bank located?

Upper Peninsula State Bank is located at 430 N Lincoln Rd ESCANABA, MI 49829.

Upper Peninsula State Bank

About

Community bank serving Michigan's Upper Peninsula with offices in Escanaba, Gladstone, Iron Mountain, Marquette, and Houghton providing comprehensive banking services.

Reviews & Ratings

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SBA 7(a) Lending Analytics

SBA 7(a) Acquisition Loan Data As Of December 31, 2025

SBA Acquisition Loan Activity

Last 12 Months

1

Last 3 Years

2

YoY Growth

+0.0%

low activity

Loan Size Distribution

As Of December 31, 2025

Median

$338K

Average

$338K

Top Industries Served

Industries with highest loan volume

1

NAICS

loans

$NaN

avg. amount

1

NAICS

Loans

Avg. Amount

$NaN

2

NAICS

loans

$NaN

avg. amount

2

NAICS

Loans

Avg. Amount

$NaN

Interest Rate Analysis

All rates shown as spread over Prime Rate

Rate Distribution

Median Rate:Prime + 0.50%

Typical Range:Prime + 0.38% - 0.63%

Min / Max:Prime + 0.25% / 0.75%

Market Comparison

This Lender

Prime + 0.50%

Market Average

Prime + 1.88%

138 bps better market

Default Rate & Risk Profile

As Of December 31, 2025 - 10-year default rate indicates underwriting quality

10-Year Default Rate

0.0%

low

Performance Ranking

0th

Lower is better among all lenders

Geographic Loan Distribution

As Of December 31, 2025 - States by loan volume (darker blue = higher volume)

Low

Medium

High

Very High